F.O.Y: Income: Generate it from your skill

From some close source

If we're working under people : Fixed salary , bonus and a small raise every year.

e.g: monthly salary = RM 2,000
annual salary = RM 24,000
if you rent a house = RM 350 x 12 = RM 4200
Car loan = RM 600 x 12 = RM 7200
Etc = RM 500 x 12 = RM 6000
Your Annual balance : RM 24,000 - RM 17,400 = RM 6,600

if you working freelancer having studio at home with one long term job:
Main project : RM 3400 (based from the comic project freelancer)
Side project 1: RM 1500
Side project 2 : RM 1000
Annual income : RM 70800
Annual House rent : RM 4200
Annual Car loan : RM 7200
Annual Etc : RM 6000
Annual Balance : RM 53400

Annual Different between hardworking employed people with full of rest time freelancer = RM 53400 - RM 6,600 = RM 46800


So think.. or just appreciate and focus for the skill...